[Borborygmi]

OK, more granular table, spoiled for length and general lack of helpfulness. It reveals that after my "full retirement age" waiting to collect will result in increased monthly payments only in full year increments. Good to know! But it doesn't get me any closer to understanding why waiting to collect doesn't result in 8% increases for every year waited.

Start Collecting Age Monthly Increase Feb 2030 62 & 1 mon $2,163 - Mar 2030 62 & 2 mon $2,176 0.60% Apr 2030 62 & 3 mon $2,189 0.60% May 2030 62 & 4 mon $2,201 0.55% Jun 2030 62 & 5 mon $2,214 0.59% Jul 2030 62 & 6 mon $2,227 0.59% Aug 2030 62 & 7 mon $2,240 0.58% Sep 2030 62 & 8 mon $2,253 0.58% Oct 2030 62 & 9 mon $2,265 0.53% Nov 2030 62 & 10 mon $2,278 0.57% Dec 2030 62 & 11 mon $2,291 0.57% Jan 2031 63 $2,304 0.57% Feb 2031 63 & 1 mon $2,317 0.56% Mar 2031 63 & 2 mon $2,329 0.52% Apr 2031 63 & 3 mon $2,342 0.56% May 2031 63 & 4 mon $2,355 0.56% Jun 2031 63 & 5 mon $2,368 0.55% Jul 2031 63 & 6 mon $2,381 0.55% Aug 2031 63 & 7 mon $2,393 0.50% Sep 2031 63 & 8 mon $2,406 0.54% Oct 2031 63 & 9 mon $2,419 0.54% Nov 2031 63 & 10 mon $2,432 0.54% Dec 2031 63 & 11 mon $2,445 0.53% Jan 2032 64 $2,457 0.49% Feb 2032 64 & 1 mon $2,474 0.69% Mar 2032 64 & 2 mon $2,491 0.69% Apr 2032 64 & 3 mon $2,509 0.72% May 2032 64 & 4 mon $2,526 0.68% Jun 2032 64 & 5 mon $2,543 0.67% Jul 2032 64 & 6 mon $2,560 0.67% Aug 2032 64 & 7 mon $2,577 0.66% Sep 2032 64 & 8 mon $2,594 0.66% Oct 2032 64 & 9 mon $2,611 0.66% Nov 2032 64 & 10 mon $2,628 0.65% Dec 2032 64 & 11 mon $2,645 0.65% Jan 2033 65 $2,662 0.64% Feb 2033 65 & 1 mon $2,679 0.64% Mar 2033 65 & 2 mon $2,696 0.63% Apr 2033 65 & 3 mon $2,713 0.63% May 2033 65 & 4 mon $2,730 0.63% Jun 2033 65 & 5 mon $2,748 0.66% Jul 2033 65 & 6 mon $2,765 0.62% Aug 2033 65 & 7 mon $2,782 0.61% Sep 2033 65 & 8 mon $2,799 0.61% Oct 2033 65 & 9 mon $2,816 0.61% Nov 2033 65 & 10 mon $2,833 0.60% Dec 2033 65 & 11 mon $2,850 0.60% Jan 2034 66 $2,867 0.60% Feb 2034 66 & 1 mon $2,884 0.59% Mar 2034 66 & 2 mon $2,901 0.59% Apr 2034 66 & 3 mon $2,918 0.59% May 2034 66 & 4 mon $2,935 0.58% Jun 2034 66 & 5 mon $2,952 0.58% Jul 2034 66 & 6 mon $2,969 0.58% Aug 2034 66 & 7 mon $2,986 0.57% Sep 2034 66 & 8 mon $3,004 0.60% Oct 2034 66 & 9 mon $3,021 0.57% Nov 2034 66 & 10 mon $3,038 0.56% Dec 2034 66 & 11 mon $3,055 0.56% Jan 2035 67 $3,072 0.56% Feb 2035 67 & 1 mon $3,072 0.00% Mar 2035 67 & 2 mon $3,072 0.00% Apr 2035 67 & 3 mon $3,072 0.00% May 2035 67 & 4 mon $3,072 0.00% Jun 2035 67 & 5 mon $3,072 0.00% Jul 2035 67 & 6 mon $3,072 0.00% Aug 2035 67 & 7 mon $3,072 0.00% Sep 2035 67 & 8 mon $3,072 0.00% Oct 2035 67 & 9 mon $3,072 0.00% Nov 2035 67 & 10 mon $3,072 0.00% Dec 2035 67 & 11 mon $3,072 0.00% Jan 2036 68 $3,318 8.01% Feb 2036 68 & 1 mon $3,318 0.00% Mar 2036 68 & 2 mon $3,318 0.00% Apr 2036 68 & 3 mon $3,318 0.00% May 2036 68 & 4 mon $3,318 0.00% Jun 2036 68 & 5 mon $3,318 0.00% Jul 2036 68 & 6 mon $3,318 0.00% Aug 2036 68 & 7 mon $3,318 0.00% Sep 2036 68 & 8 mon $3,318 0.00% Oct 2036 68 & 9 mon $3,318 0.00% Nov 2036 68 & 10 mon $3,318 0.00% Dec 2036 68 & 11 mon $3,318 0.00% Jan 2037 69 $3,563 7.38% Feb 2037 69 & 1 mon $3,563 0.00% Mar 2037 69 & 2 mon $3,563 0.00% Apr 2037 69 & 3 mon $3,563 0.00% May 2037 69 & 4 mon $3,563 0.00% Jun 2037 69 & 5 mon $3,563 0.00% Jul 2037 69 & 6 mon $3,563 0.00% Aug 2037 69 & 7 mon $3,563 0.00% Sep 2037 69 & 8 mon $3,563 0.00% Oct 2037 69 & 9 mon $3,563 0.00% Nov 2037 69 & 10 mon $3,563 0.00% Dec 2037 69 & 11 mon $3,563 0.00% Jan 2038 70 $3,809 6.90%